By Helen Massy

Building a savings habit can feel like a challenge, but it's an investment in your future! Your Future founder, Helen Massy, chats with the team at Serve and Protect Credit Union to explore practical tips and tricks to get you started. 

Serve and Protect Credit Union is a not-for-profit organisation. They encourage people to save and are there as an option if people need to borrow money responsibly. In this article, Jon and Rob, the resident money gurus at Serve and Protect, are dropping some serious knowledge bombs. They’ll be talking about why investing in yourself is the ultimate flex, and how it can lead you straight to financial freedom. So ditch the FOMO and the broke student life – let’s get that green paper stackin’! Here's what I learned from Jon and Rob during the interview. 

Using your own money also means that, when these difficulties arise, you reduce the likelihood of having to borrow money throughout your life or career, avoiding those high-interest creditors such as ‘payday loans’ who often charge over 100% APR and can have a negative impact on your credit score. 

Creating a savings habit is also a great way to reach your future goals, such as saving for your first house deposit, your annual summer holiday, or buying your first car outright. The sooner you start saving those coins, the faster you’ll hit your goals. There’s nothing more satisfying than crushing your savings targets and knowing you invested in yourself. #adultingwins

Serve and Protect Credit Union has a free-of-charge savings calculator on our website, which highlights how much you will have saved over time.

Sending good vibes for your financial future! You got this!